Expert Support for Your Home Insurance Claim
Your home is more than just a property – it's where memories are made and your family feels safe. When disaster strikes, we're here to help you rebuild.
At Vanguardo, we understand the emotional and financial stress that comes with property damage. Our experienced loss assessors work exclusively for you – not the insurance company – to ensure you receive the maximum settlement you're entitled to.
Supporting You Through Every Step of Your Insurance Claim
From the initial assessment to the final settlement, our expert loss assessors handle everything so you can focus on what matters most – your family and your home.
Assessing the Damage
We arrange a convenient time to visit your home, assess the full extent of the damage, and begin compiling a comprehensive scope of works for your insurer.
- Thorough property inspection
- Detailed damage documentation
- Expert report preparation
Dealing with Your Insurer
We handle all communication with your insurance company, presenting your case professionally and negotiating to achieve the best possible settlement.
- Direct insurer negotiations
- Policy interpretation & advice
- Claim value maximisation
Project Managing Contractors
We coordinate with vetted contractors to ensure quality repairs are completed efficiently, taking the stress of project management away from you.
- Vetted contractor network
- Quality assurance checks
- Timeline & budget management
Ready to Start Your Claim?
Speak with our expert team today – no obligation, completely free assessment.
What Type of Damage Has Your Home Suffered?
Whether your property has been affected by fire, flood, storm or any other insured peril, our experienced team is here to help you secure the compensation you deserve.
Fire Damage
From minor smoke damage to total property loss, we handle all aspects of your fire damage claim with expertise & compassion.
Learn MoreFlood Damage
Flooding can devastate your home. We ensure your claim covers all damage including structural issues & contents.
Learn MoreEscape of Water
Burst pipes, leaking appliances & faulty plumbing can cause extensive damage. We maximise your water damage claim.
Learn MoreStorm Damage
High winds, heavy rain & lightning can cause significant damage. We ensure nothing is overlooked in your claim.
Learn MoreImpact Damage
Vehicle collisions, falling trees & other impacts can cause structural damage. We assess all visible & hidden damage.
Learn MoreSubsidence & Heave
Ground movement claims are complex & lengthy. Our experts navigate the process to protect your home's value.
Learn MoreWhat is the Cost?
Unlike some Loss Assessors, we can manage the whole claim right through to completion & there is no charge to the policyholder for our loss assessing service.
We operate on a No Win, No Fee basis, meaning you only pay if we successfully increase your settlement. Our fee is a percentage of the settlement, and we use our vetted contractors to carry out the reinstatement works. Any excess stated within the policy will still apply & is payable by you, the policyholder.
Important Information
If you are a VAT registered company or individual, please be aware you are responsible for paying the VAT of the settlement. However, you can claim this from HMRC on your next VAT return.
Our Fee Structure
Simple, transparent & fair