Loss Assessor Fees for Homeowners
When you appoint Vanguardo Loss Assessors, our expert team manages your claim from start to finish — and in most cases, our service is completely free to you.
We work alongside highly experienced Chartered Surveyors and trusted builders from our approved network, all personally selected by Vanguardo’s senior management. Every firm is continuously monitored to ensure the highest standards of workmanship, professionalism, and customer care.
Your home repairs are carried out by quality-assured contractors and paid for directly by your insurance company via our regulated client account, thanks to the pre-agreed rates we have in place with our network. That means no upfront costs, no hidden fees, and no stress.
*Prefer to use your own builder, your insurer’s nominated contractor, or take a cash settlement? No problem. We can negotiate any of these options on your behalf while still fully representing your interests. In these cases, we charge a small percentage of the claim value — a fee we expect to be more than offset by the increased settlement we secure for you.
Popular Questions
Your insurance company will respect your decision to appoint professional representation. Loss assessors are recognised experts who work to ensure fair settlements whilst maintaining professional relationships with insurers. Most insurance companies expect homeowners to seek expert advice for complex claims.
Whilst your insurance company does manage the claim process, they work for their business interests. A loss assessor works exclusively for you, ensuring you receive the maximum settlement you're entitled to and that all damage is properly assessed and repaired.
A Loss Adjuster works for and is paid by the insurance company to assess claims on their behalf. A Loss Assessor works exclusively for you, the policyholder, ensuring your interests are protected and you receive a fair settlement. Think of us as your advocate in the claims process.
Still have questions? Visit our FAQs page for more answers.
Why Homeowners, Landlords & Businesses Trust Vanguardo
We're not just loss assessors – we're your advocates. When you choose Vanguardo, you're choosing a partner who fights for your rights and maximises your settlement.
We Work for You, Not the Insurer
Unlike loss adjusters who work for insurance companies, we work exclusively for you. Your interests are our priority, and we ensure you receive every penny you're entitled to.
Expert Knowledge & Experience
Our team of Chartered Surveyors and insurance experts have decades of combined experience handling complex property damage claims across the UK.
No Win, No Fee Service
When you use our approved network of contractors, our service is completely free. You only pay if you choose your own builder or cash settlement option.
Available 24/7 for Emergencies
Property damage doesn't wait for business hours. Our emergency response team is available around the clock to secure your property and begin your claim.
We Handle Everything
From initial assessment to final settlement, we manage every aspect of your claim. You can focus on getting back to normal whilst we deal with the paperwork.
Higher Settlements Achieved
On average, clients who use loss assessors receive 40% higher settlements than those who don't. We ensure no damage or loss is overlooked.
Has Your Property Suffered Damage? Contact Vanguardo
Don't face your insurance company alone. Our expert loss assessors are ready to help you secure the maximum settlement you deserve. Free initial consultation, no obligation.
Don't Settle For Less
Download our free brochure to learn how Vanguardo can help you maximise your insurance claim settlement.
The FCA regulates the financial services industry in the UK, this means:
- Your money is protected – FCA rules ensure your claim is handled with safeguards that protect your interests.
- You’re treated fairly – strict standards and codes of conduct mean you’re never misled or taken advantage of.
- You can trust the process – only authorised firms can legally manage claims, giving you confidence in the outcome.